Home Investment Loans
Home investment loans options available for clean credit and bad credit applicants with any degree of credit impairments. We offer up to 95% full doc, 90% low doc and 85% no doc home investment loans through bank and non bank lenders LMI can be capitalized up to 97% LVR. Unlimited amount of home investment loans available through multiple lenders for clients with various profiles. Depending on location and type of securities maximum loan per security restricted by LVR and degree of credit impairments. home investment loans can be suitable for refinance, debt consolidation, equity release or constructions. Up to 10 years interest only term available with bank loans and up to 5 years interest only term available for non bank loans. The finance group offering first contact resolution service for all clients 24/7. Right decision for home investment loans can generate profit and increase your wealth. Please submit an inquiry to commence free assessment. Lot of our clients took the advantage of our service to make best investment decision and maximize the profit in short term and long term. We offer specialized advice to meet your long term and short term goal.
The finance group have achieved 99% approval rates for any type of mortgages in past 7 years record because:- We do a complete pre-assesment of the loan application to find best possible options for the client.
- We obtain all related veda reports and property reports upfront to safe guard the approval of the loan.
- We have access to all popular lenders in mortgage industry including 10 private lenders to assist the client with their loan requirements.
- We have created strong relation with our lenders through approval of our loans in pas years.
CLICK HERE TO READ INDICATIVE OFFERS FOR HOME INVESTMENT LOANS.
Indicative offers for home investment loans:
All home investment loans rates quoted bellow are subject to changed by lender. To find the appropriate quote for home investment loans please submit an inquiry to commence a free assessment process. All costs quoted are estimation only.
Interest rate |
Bank loans Full doc: 3
years fixed rate from 4.83% up to 80% loan |
Security |
Standard Residential properties
in any populous areas. Depending on lenders postcode guide different lender
categories property locations in different way and allocate maximum LVR for
the location. |
Full Doc/Low Doc/ Acc-Letter |
|
Maximum Loan amount |
Maximum Loan per security:
|
Minimum Loan amount |
$50,000- $100,000 depending on lender. |
Credit history |
Depending on above lender assign impairment level and offer interest rate and maximum loan available. Please submit an inquiry to commence free assessment for your home investment loans. |
Loan Term |
2-30 years |
Repayment options |
P&I or IO up to 10 years |
Lenders Application fee |
|
LMI |
|
Risk Fee |
1%-2.1% or the loan amount depending on lender, LVR and degree of credit impairment. |
Our Brokerage |
Negotiable depending on amount of loan, amount of work and complex nature of loan requirements. |
Other costs |
|
Proof of Income |
Full doc loans 2 years
full financials with tax returns are mandatory. Notice of assessment is not
required for some lenders. |
Other supporting documents |
Mandatory for all applicants:
Debt consolidation: |
Valuation |
Lenders operate independent
valuation of the offered security. Bank loans usually offer first valuation
for free. For non bank loans valuation is done at cost quoted to the client. |
More about home investment loans:
We offer home investment loans for various kind of credit impairment issues both for full doc, low doc and no doc clients.We have helped clients to invest in property using only accountant declared income to get their home investment loans approved. Having a bad credit can restrict your investment decision for several reasons. As a result we offer a free assessment to help you make your investment decision. When you plan for home investment loans having bad credit history or using low doc or no doc options you need to consider following issues to make your investment profitable in future:
1. Do you have enough saved deposit or equity on your existing property to do a purchase at present ?
2.Do you have enough data to analyze trend of the property market to find how the equity of your investment will grow over the period. What are the risks associate with the market to give you an idea to believe at the end of certain period you will be able to sell the property and make profit.
3. Bad credit home investment loans can cost you extra on interest rate or increase your initial outlay for finance. Do you have complete information and estimation to work out how your investment will become profitable considering your actual financial facts and figures.
4.Low doc home investment loans can involve a huge amount of initial outlay if you do not have enough deposit and your loan is over 60%-70% value of your property. Have you considered all available options to get the best deal available for you.
5. Will your rent cover your mortgage repayment or most of it ? do you have enough surplus income to pay monthly commitments for your home investment loans ?
6. What type of payment option is suitable for you considering your present income and expense situation to have the best benefit out of your investment.
The finance group have been assisting clients for a long to achieve their investment goal using best home investment loans. We have also helped client with bad credit history to make their investment decision sooner.
submit an inquiry to commence free assessment for home investment loans now..
Home investment loans ( Our Track Records) :
The finance group have been helping clients in different states in Australia for past 7 years to obtain home investment loans through wide range of lenders. We have numerous clients in Sydney, Melbourne, Brisbane, Adelaide, Perth and all other state and Territories of Australia. We have resolved critical and complex financial needs of our client offering them home investment loans options. Clients are happy with our service because we have access to wide range of lenders for home investment loans and we give clients all alternative options they have, before they make an educated decision to select home investment loans options.
From our experience we can advice that home investment loans can be most suitable and profitable solution for some clients according to their present financial situation and loan requirements. As we have access to 10 different private lenders for home investment loans,we always make sure clients get the best possible rate with minimum cost for finance. We also take full responsibility to assess and process the application and minimize all risks to get their home investment loans application declined. As a result we have achieved 99% approval rate for all types of mortgages.
Some times short term mortgages are suitable solution for some clients other than doing long term home investment loans.We also have access to numerous private funds to have short term mortgage solutions when it is necessary to become eligible to obtain long term home investment loans options in future