Commercial Mortgage Broker
The finance group have proven experience as commercial mortgage broker for more than 7 years. We have resolved complex commercial mortgage lending requirements for numerous clients. We believe our experience is our asset and confidence for the client to find best commercial mortgage lending options. As reputed commercial mortgage broker we are offering various tailored commercial property mortgages through all banks, non bank and private lenders. Infinite amount of commercial finance available depending on type, quality and location of the property case by case basis. Please find bellow commercial mortgage broker deals for different types of commercial property mortgage on this page.
As commercial mortgage broker, we assess commercial property mortgages full doc, low doc and no doc basis. Client can have commercial mortgage lending against commercial and residential properties from 3 months term to 30 years term depending on type of security, degree of credit impairment. Commercial finance available against Vacant land, rural properties. Single or multiple residential and commercial constructions, development all purpose considered case by case basis. Please review bellow indicative commercial mortgage broker deals for different types of commercial property mortgage on this page.
Call 0407 900 113 to speak to our Senior Mortgage Adviser Jason Baker
If you are looking for:
- Commercial bank loans ( Full doc or Low doc)
- SMSF commercial property ( Full doc only)
- Commercial low doc loans ( bank or non bank loans defaults considered)
- Commercial construction loan ( single or multiple, full doc, low doc, no doc minor default considered)
- Commercial land loans ( Full doc, Low doc defaults considered)
- Commercial business loans against residential property
- Commercial line of credit
- Private mortgage lending
- fixed rate commercial mortgage ( Bank loans)
- Business loan bad credit
- Short term business loan ( 3 months-3 years 1st or 2nd mortgage)
- Commercial building loan
- Commercial finance ( bank and non bank mortgage or other credit facilities)
- Property investment commercial
As successful commercial mortgage broker we have specialized solutions according to your present financial situation and commercial mortgage lending requirements. We strongly recommend please submit an online inquiry for better understanding of your loan requirements and faster assessment of your application.
commercial mortgage broker Deals
All interest rates are approximate only for specific circumstance. Rates are reviewed by lender monthly basis and varies according to risk & return factors. We strongly recommend please submit an online inquiry for better understanding of your loan requirements and faster assessment of your application to get a quote for commercial interest rates.
LVR & Property type |
Loan Amount |
Interest rate (Approximate) |
Typical requirements |
|
Up to 80% Residential property only |
$500k Max @ residential rate. |
3y Fix-5.19% Var-5.7% package discount available. |
Over 60% loans require LMI. Full doc only no construction no land. 15 years term with 5 years interest only. |
|
Up to 80% Full /low doc Commercial & Residential |
Full-Max-1.5mil Low Doc Max 1mil |
From 7.3% |
Most recent quarter BAS for low doc loans not older than 4 months. |
|
Up to 75% Low doc Commercial security. |
Full Doc - $5 million (70% LVR) $1 million (75% LVR) Lo Doc - $2 million (70% LVR) $2 million (75% LVR) No Doc - $2 million |
3y fix-7.14% Var 8.49% 8.74% 7.39% |
Recent 6 months trading account statements for low doc, accountant declaration for No Doc. |
|
80% No doc commercial Construction Loan ( default OK) |
Up to 1.5 Mil for multiple construction |
9.35%-10.45% |
12 Months ABN and accountant declaration only. Risk fee 1.25-.1.5%. Commercial construction is for 2 years I/O term. Limited credit impairment considered. |
|
70% No Doc commercial ( default OK) |
Up to $1.5Mil Max $1 mil if cash out |
8.70%-9.2% |
12 Months ABN and accountant declaration only. Risk fee 1.25-.1.5% up to 5 years term. Max 2 years term if cash out involve. Credit impairment considered case by case basis. |
|
65%(Commercial) 80% (Residential) |
Min-50k No Maximum |
VAR-9.08% LOC-9.08% VAR-7.30%(Resi) 3Y Fixed-5.99% |
Loan term 2-15Y. I/O 5 years |
|
75% P/I Full doc 70% I/O Full doc 60% Low Doc |
Min-$250k Maxi-2 Mil |
VAR-6.93% LOC-8.28% 3YFix-6.48% |
Commercial security,15Y Max, I/O-5Y, Low doc( no tax return), no development or construction, Extra repayment, redraw; |
|
70% for Commercial 80% for Residential 60% Low doc |
$10k-$1mil >1Mil on application |
VAR-6.73% LOC-7.20% 3YFix-5.99% |
For commercial security add 0.5% and for Low doc add 0.5% rate load. Blend of both will calculate the rate for greater portion. 15Y,25Y and 20Y for blend. |
|
65% Commercial 80% Residential |
20k-no max Max1mil for LOC |
VAR-7.89% LOC-7.01% 3YFix-6.25% |
15y Comm, 25Y Resi, 10Y for other, |
|
70% Commercial 70% Residential |
50kMin |
VAR-6.8% LOC-8.91% 3YFix-5.97% |
15YComm,30YResi. Fixed rate not for property. |
We strongly recommend please submit an online inquiry for better understanding of your loan requirements and faster assessment of your application. To read more click here.
Commercial bank loans (commercial mortgage broker):
Commercial bank loans offered by all major banks and 2nd tire lenders. As commercial mortgage broker, The finance group have access to all banks to offer best possible solutions for the client. Commercial bank loan can be secured by commercial building, vacant land, ware house, shop, retail out late, commercial land, free hold or lease hold commercial properties, residential properties etc. We offer up to 80% commercial bank loans for eligible clients with eligible securities. We also offer full doc and low doc commercial bank loans. Maximum loan term is 15-25 years for commercial property mortgage and up to 30 years term for residential property mortgage. Client can refinance their existing commercial or residential facilities to get a better deal or to get cash out to use any worthwhile purpose. As commercial mortgage broker we are offering full doc and low doc refinance options for commercial bank loans.
For commercial business loans for purchase of business is assessed based on type of the industry and quality and location of the security. We accept both lease hold and free hold security depending on industry. Client can also use collateral security to cover the deposit amount.
For franchise business purchase different bank have their own list of franchise to finance. Depending on the industry and type of security we offer tailored solutions for client comparing all offers from all banks. As a result client always get the best deal available for them.
Clients can get benefited refinancing their existing commercial property mortgage in different ways. Using low doc or full doc commercial bank loans client can
- get a better deal with flexible features
- get cash out for working capital
- get cash out to purchase business equipments
- can use the equity of the property for renovation and development.
When clients have credit issues or critical loan requirements that does not fit with commercial bank loans policy requirements we as commercial mortgage broker, usually offer the client alternative solutions through private mortgage lending. We have access to numerous private banks and mortgage funds for commercial property mortgage. No matter how critical is your lending requirements is we always have a viable solution for you.
We strongly recommend please submit an online inquiry for better understanding of your loan requirements and faster assessment of your application by commercial mortgage broker.
Private mortgage lending (Commercial mortgage broker)
Private mortgage lending offered by 10 private lenders and numerous mortgage funds for eligible commercial and residential properties. Private mortgage lending can be assessed full doc, low doc and no doc basis supported only by accountant letter. As commercial mortgage broker, we accept different degree of credit impairment issues case by case basis for Private mortgage lending.
Depending on type, location and quality of the security Private mortgage lending available up to 50%-80% LVR against commercial building, vacant land, ware house, shop, retail out late, commercial land, free hold or lease hold commercial properties, residential properties etc.
For clients with credit impairment issues most of the time as commercial mortgage broker, we offer 12 months to 5 years term interest only private mortgage lending in different LVR. Client can recover from their temporary credit impairment issues, cash flow problems using this sort term private mortgage lending. Client can pay off defaults and tax debts using this option of commercial property mortgage.
For residential securities we offer long term solutions for credit impairments issues. Client can consolidate business debts, refinance commercial loans against residential properties to get cash our for any worthwhile purpose. As a result private mortgage lending is some time most suitable option for some clients with critical loan requirements. As commercial mortgage broker the finance group have proven experience to resolve any kind of loan requirements with vast range of lending options.
We strongly recommend please submit an online inquiry for better understanding of your loan requirements and faster assessment of your application by commercial mortgage broker.
Commercial construction loan (commercial mortgage broker):
Commercial construction loan available through bank and non bank commercial property mortgage lenders. As commercial mortgage broker, we offer single constructions, multiple constructions, development loans full doc , low doc and no doc basis. Up to 80% of gross value of commercial construction can be accepted case by case basis. Loan amount is from $750k to $15 mil available for commercial construction purpose.
As commercial mortgage broker, we are offering 80% LVR commercial construction loans only with accountant letter and also accept minor credit impairment issues.
We strongly recommend please submit an online inquiry for better understanding of your loan requirements and faster assessment of your application by commercial mortgage broker.
Business loan bad credit : (Commercial mortgage broker)
Business loan bad credit is mainly a private lending offer for clients who does not have perfect credit history. As commercial mortgage broker we have resolved critical problems for numerous clients who had problem of default, arrears, bankruptcy on their personal or company credit history. Business loan bad credit is a secured lending option for clients who need funds to operate their business. Business loan bad credit can be secured by acceptable plant and equipments, residential or commercial property, approved invoices etc. As commercial mortgage broker, The finance group accept any degree of credit impairment issues for business loan bad credit.
Business loan bad credit secured by existing plant and equipments can be a viable option for eligible clients. We can do loans full doc or low doc basis depending on available proof of income. Please visit our specialized equipment finance website to find offers for business loan bad credit using existing equipments of the business.
Business loan bad credit available for eligible clients who would like to use their residential property as security. The finance group have option to do both residential and commercial loans against residential securities. As reputed commercial mortgage broker we offer various tailored commercial finance options against residential securities.
We strongly recommend please submit an online inquiry for better understanding of your loan requirements and faster assessment of your application by commercial mortgage broker.
Application process ( Commercial Mortgage Broker)
Commercial mortgage broker can settle a short term or long term commercial property mortgage application within 1-2 weeks time depending on promptness of all parties. For long term commercial property mortgage commercial mortgage broker allow 2-3 weeks to settle the loan. For first mortgage or second mortgage against commercial property we usually allow some extra time because of valuation process some time takes longer than usual. The following commercial mortgage broker application process is indicating usual time frame for application and settlement. Client who need to have loan settled in 1 week of less might charged higher interest rate for their loan.
We have 3 step application process from commercial mortgage broker.
Step 1: Initial interview or email conversation to commence fact find process and request all supporting documents for the loan. Commercial mortgage broker contact lender and discuss with the loan proposal to have initial advice about approval of the loan if there is any critical issues. Make the client aware about initial indication for a successful commercial property mortgage application. Client receives a written credit quote with loan proposal to make educated decision how they like to proceed.
Step 2: Commercial mortgage broker complete full assessment for the loan, sign up client with credit contract and provide all paper works they need to sign. After receiving signed credit quote and loan application Commercial mortgage broker submit the application without any delay to have the loan approved in requested time frame. Above assessment process can be done in very short time frame (24-48 hours) if client is committed to provide all documents and proceed with application.
Step 3: Submit application to the lender and keep contact with all parties to secure the approval and settlement of the commercial property mortgage application.
At every stage of the above process Commercial mortgage broker keep contact with all parties via email, text, phone and provide verbal and written update about the progress.
Submit an online inquiry to get a quote from commercial mortgage broker.
Because of our simplified online base application process client always get flexible options to participate on commercial property mortgage application. We always expect have a minimum commitments from the client when they involve our time to offer service to them. Our dedicated team involve potential time to contact lending sources to arrange best possible commercial property mortgage loan offer for the client at our cost.
In some cases we request clients to pay us some amount of commitment fess before we process the formal paper works for the lender after issuing indicative offer for commercial property mortgage. The commitment fee for application depends on negotiation in-between our company and client depending on their financial situation.
Our Track record as Commercial mortgage broker
The finance group have 7 years track records as commercial mortgage broker. We have access to all popular bank, non bank and private lenders in Australia to get the best deal for our client. As commercial mortgage broker we maintain strong relation with our lenders and also get accreditation with new lenders every months when we have better offer from them. As experience commercial mortgage brokers we always give priority on those lender who are offering best interest rate, higher LVR loan with lower documentation requirements. As a result we are always successful to safe guard the best interest of our clients.
As successful commercial mortgage broker we have settled numerous 1st mortgage and 2nd mortgage, short term and long term commercial facilities for client. Paying off tax debt, manage business expense, paying off business or personal debts, home loan arrears, default, bankruptcy are common loan requirements that we have achieved for our clients in past years. We have also done some single multiple construction and development loans for our clients. As a commercial mortgage broker we have vast range of lenders and lending options available for client. We have also done loan against commercial and rural vacant land, rural farm lands.
Clients feel stress free when they contact commercial mortgage broker and hand over the responsibility of approval of their loan. With our industry experience we take full responsibility to assess and process your loan application and submit to the appropriate lender.
In some critical instances we have helped clients to repair their credit history to become eligible for loan. As a result commercial mortgage broker can always suggest you possible loan option according to your present and future financial situation.
For better understanding about your loans requirements please submit an online inquiry to get a quote from commercial mortgage broker.
